Staverton Cars 01242 982 091

How does car finance work at Staverton Cars?

We arrange Hire Purchase and Personal Contract Purchase through trusted UK lenders, built around your budget.

At Staverton Cars Ltd, we believe that funding your next vehicle should be straightforward, transparent and built entirely around your budget. We partner with a network of trusted UK automotive lenders to offer flexible car finance packages tailored specifically to you.

Why arrange finance with Staverton Cars Ltd?

What do people ask about car finance?

What is Hire Purchase (HP)?

Ideal if you want to own the car at the end of your agreement. You pay a flexible initial deposit, followed by fixed monthly payments. Once the final payment is made, the car is yours.

What is Personal Contract Purchase (PCP)?

Perfect if you prefer lower monthly payments and want the flexibility to either buy the car, trade it in, or return it at the end of your term.

How quickly will I get a decision?

Our streamlined application process means we can often secure an approval decision on the very same day.

Can my current car be the deposit?

Yes. We accept your old vehicle as a part-exchange deposit, lowering your regular monthly commitments.

I have struggled to get finance before. Can you help?

Whether you have an excellent credit score or have struggled to secure vehicle financing in the past, our team is here to help you get behind the wheel.

Ask about finance

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Staverton Cars Ltd is authorised and regulated by the Financial Conduct Authority (FCA). This communication is intended for informational purposes only and does not constitute financial advice. Please ensure you seek independent financial advice before making any investment decisions. Past performance is not indicative of future results. FCA Number: 914061